The Homestart Blog

Financial tips, news, and all things homeownership.

Breaking Down Barriers to Homeownership

May 2, 2016

Making a Better Life Erika, a new homeowner thanks to the Homestart ITIN lending program                             Breaking Down Barriers to Homeownership Many of those in the immigrant … Continue reading →

Growing Up Near Grandma

May 2, 2016

GROWING UP NEAR GRANDMA There’s ”…a feeling of comfort and happiness every time we walk through our front door.”                             Phillip and Michaela met at the University … Continue reading →

Perfect Place for a Pup

May 2, 2016

The Perfect Place for a Pup “…going to Homestart to purchase our home was in alignment with our values.”                             When Sarah and Michael were ready to … Continue reading →

From House to Home…A Garden of Her Own

Aug 13, 2015

A GARDEN OF HER OWN “There’s a lot of emotion attached to this experience for me.”                             Lynzie grew up in the North Valley of Albuquerque in … Continue reading →

Albuquerque HomeLIFT Event Draws Hundreds of Aspiring Homeowners

May 13, 2015

ABQ HomeLIFT Draws Aspiring Homeowners (Photo Caption: Mike Loftin (left), Executive Director of Homestart, Albuquerque Mayor Richard J. Berry (center) and team members from Wells Fargo pose for a photo with Jesus and Jessica Carrillo, an Albuquerque HomeLIFT grant recipient.) … Continue reading →

5 things you need to know about credit

Feb 25, 2015

5 things you need to know about credit What credit score do you need to qualify for a mortgage? Credit, debt and savings are all factors in determining if you qualify for a home loan. Your credit also helps determine … Continue reading →

How do I qualify for a mortgage loan?

Dec 1, 2014

So you’d like to buy a home in the future, but you’re not sure if your finances will allow it. Find out the factors that determine whether you can qualify for a mortgage loan, and what you can do to … Continue reading →

4 Steps to Establishing Credit

Dec 1, 2014

A credit score is a number that tells a lender how likely you are to repay a loan, or to make credit payments on time. It is also referred to as a FICO or BEACON score. A credit score is … Continue reading →

18 things to consider when you are looking for a home

Apr 9, 2014

18 things to consider when you are looking for a home The first home you buy is probably not going to be your last.  Your first home doesn’t need to be your perfect dream home, but it can be a … Continue reading →

Credit Catastrophe?

Apr 9, 2014

Bankruptcy, Foreclosure, Short Sale, Divorce For many people these four things can spell catastrophe for their credit.  However, what most people don’t know is that you can rebuild your credit.  Bankruptcy, Foreclosure, Short Sale, and Divorce do not ruin your … Continue reading →